Wednesday, August 1, 2012

"Cash is the King"

Ever heard the term cash is the king alias have any cash is king? I assume you've heard or know the term. The main meaning of this term is when you have enough cash, you will have the flexibility and convenience in financial terms. Here are some virtues have the cash, inter alia: A. Short-term needs Have some cash to help you to live their daily needs. Starting from the needs of shopping, buy gasoline, pay electricity, school fees, pocket money, to pay contributions. All of these are needs that need to be paid in cash and do not ever think to use a credit card that you ultimately have to pay more due to exposure to interest on the loan. This is a requirement that needs to be excluded from your income and it is definitely happening every month.las vegas personal injury attorney 2. Emergency Fund Preparation of cash or cash when things happen outside the box is absolutely necessary in our lives. We may face a condition in which we suddenly lost their jobs and need time to find a replacement. Other conditions that may occur is if one of the stricken relatives and in urgent need of financial assistance in large numbers. Do not get when the condition comes, you become a frenzy and are thinking of selling your assets. This is partly an option, but it should be a last option. If you have an emergency fund, you will not lose assets and have no potential losses on asset sales. Emergency fund of at least let your financial problems at an early stage and provide an opportunity for you to act rationally without damaging the fabric of your financial plan that has been built. The second point above is the absolute primacy of having cash in the financial planning. On the next point, I wish to describe more deeply related to the virtue of having cash. In my opinion, it should also be a consideration. Point number 3 is: 3. Opportunity There is a condition or a time where you find an opportunity to invest, but the opportunity was missed because you did not have the cash to participate. You may think there is so such conditions? The answer: There is ...! A conglomerate in Indonesia once commented in a seminar I ever attended in late 2008, when it falls in the range of stock index slumped 1,000. He said, ".... when a lot of diamonds strewn across the road and no one was willing to take or buy it. The reason is twofold: first and second fear had no cash to take advantage of it." Want proof? Consider the price of blue chips stocks when the time. Compare the price of these shares in 2008 at a price in 2012. I take an example: a stake in Indonesia's largest automotive, when the end of October 2008 fell to $ 6600 per share and in January 2012 the highest price ever stepped in, namely Rp 79 000 per share. Imagine if you bought these shares with the funds of Rp 50 million at the lowest price and sell at the highest price, then your fund will be USD 598 million. Wow ... nearly 12 times the profits. One more example: a bank stock in 2008 we never had a price of Rp 400 per share in early 2012 and cost about Rp 4,000 per share, a 10-fold increase. Hmmm ... tempting is not it? You can get it all the time if you have the cash. However, it may not necessarily occur in all stock options. There is also a stagnant stock and undeveloped. The illustration above is a condition in which everything is running smoothly and the knowledge and experience is absolutely necessary for it. Need in-depth research and expertise in determining investment. Do not forget also that the investment does not only look for profits in the short term, but tailored to your financial goals. The purpose of the illustration is simply to give an idea of ​​the opportunity when you have the cash. Oh yes ... one more thing, this opportunity does not only apply to stocks, could apply to other investment vehicles as well, such as property, gold, bonds, and mutual funds. The last message In previous posts I've described how to plan investments and familiar instruments (vehicle) investment. Characteristics of the vehicle is different and tailored to the intended financial destination. So, first determine your financial goals and then select the vehicle to achieve it. Well, in this paper I want to show that having cash is also a major thing in investment planning. Since then and until now, have the cash money is one of the safest possible investment vehicle and is useful for us in the face of uncertain economic conditions ... like now .... Happy investing and success always for you.

Mark Zuckerberg's sister Official Work at Google

Family Zuckerberg did not want to completely hang the fate of his career with the Facebook social networking company that was founded by Mark Zuckerberg. Arielle Zuckerberg, one of the younger brother Mark, is now officially working at Google. Google and Facebook could be called a company that competes in terms of social networking services. Arielle had previously worked in social media marketing company Wildfire Interactive, a junior manager for the product. Since Google acquired the company, on Tuesday (7/31/2012), then Arielle is now working for Google.personal injury attorney las vegas Arielle has considerable experience in the field of internet business. He never criticized build to Facebook-related web site design. He is not the only brother Mark who works outside Facebook. Randi Zuckerberg, who once worked at Facebook as a marketing director, is turning the profession into the television world. He worked as an executive producer of television programs in the United States. Through a social networking site Twitter, Randi congratulate Arielle who now works for Google. "Congratulations Wildfire: now there are more family members who work for Google Zuckerberg than Facebook! # Awkward;)". In addition to Randi and Arielle, there is another sister named Donna Zuckerberg who was born in 1987. Well, Donna's husband named Harry Schmidt, also worked at Wildfire (that is, now also works at Google).